Automotive
Protection Plans

Equitas is an industry leader in protecting one of the most important assets for individuals and families – your vehicle.

With an Equitas Automotive Plan, you gain access to a wide range of coverage options, from standard Asian, domestic, and European vehicles to high-end and exotic cars. Our protection plans are designed to give you peace of mind, ensuring you receive reliable support and responsive service when unexpected breakdowns occur.

Our plans feature industry-leading liability limits, based on the J.D. Power and Associates value of your vehicle at the time of sale, with per-claim limits reflecting the vehicle’s value at the time of repair.

Protection plans & coverage

Coverage Levels

Please note: Coverage levels may vary depending on your dealership and location. Always refer to your specific Vehicle Service Contract for exact details, exclusions, and limitations.
1. WRAP Coverage
- Covers repair or replacement of all vehicle components, including seals and gaskets
- Only exclusions are those listed in your contract
- Includes components covered under the manufacturer’s warranty
2. Exclusionary Coverage
- Covers all vehicle parts and components, including seals and gaskets
- Only excludes items specifically listed in the contract
3. Gold Coverage
(May be named differently depending on dealer/state)

Includes everything in Silver Coverage, plus:

- Steering: Control units, sensors, actuators, and related components
- Electrical: Sensors, motors, modules, switches, and electronic systems
- Suspension: Struts, springs, bushings, bearings, and leveling systems
- ABS (Anti-Lock Brakes): Control modules, sensors, pumps, and valves
- Air Conditioning: Valves, compressors, switches, and control systems
- Cooling System: Radiator, fan, thermostat, heater core, and related parts
- Fuel System: Injectors, pumps, tank, and fuel lines
- Interior/Exterior: Door components, seat tracks, hinges, lights, and more
- Seals & Gaskets: Covered for select assemblies
4. Silver Coverage
(May be named differently depending on dealer/state)

Includes everything in Powertrain Coverage, plus:

- Steering: Rack and pinion, pump, shafts, and linkages
- Electrical: Alternator, starter, motors, switches, and actuators
- Front Suspension: Control arms, ball joints, bushings, and stabilizers
- Brakes: Master cylinder, calipers, boosters, and hydraulic components
- Air Conditioning: Compressor, condenser, evaporator, and switches
- Electronics: Engine control modules, sensors, and displays
- Fuel System: Pump, regulator, sending unit, and fuel lines
- SUV/Utility Components: Running boards, tailgate parts, mirrors, and more
- Seals & Gaskets: Covered for select systems

Note: ABS systems are not included in lower-level stated component coverage.
5. Powertrain Coverage
Covers essential mechanical components:

- Engine: All internally lubricated parts (pistons, crankshaft, valves, etc.)
- Turbo/Supercharger: Internal components
- Transmission: Internal parts and torque converter
- Transfer Unit (4x4): Internal components
- Drive Axle: Axles, joints, and differential components
- Seals & Gaskets: Covered for listed assemblies

Note: Certain items like clutch components and worn parts are excluded.
6. Engine-Only Coverage
Covers engine components only, including:

- Internal lubricated parts (pistons, camshaft, crankshaft, etc.)
- Supporting components (oil pump, water pump, manifolds, etc.)
- Turbocharged/supercharged/diesel engine components
- Seals & gaskets (when replaced with a covered repair)
Coverage Levels

Additional Benefits

All Equitas protection plans include:

  • 24/7 Roadside Assistance
  • Rental Car Reimbursement*
Coverage Levels

Important Notes

  • Coverage may vary by dealership and state
  • Always review your Vehicle Service Contract for full details
  • Roadside assistance benefits may differ by location
Contact Details
  • Our Number:
    (888) 221-6792
  • Our Address:
    7373 E Doubletree Ranch Rd, Suite 200, Scottsdale, AZ 85258

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